The terms, conditions, information, and projections contained herein, along with any other materials or documentation regarding JGB, LLC (The “Company”) and any Borrowers (The “Borrowers”) provided to the recipient, related to the potential transactions and opportunities described herein (collectively, the “information”) constitute proprietary confidential information and intellectual property of the Company. The information is solely for review by its intended recipient and may not be used to promote, market, or recommend any potential transaction or matter addressed herein. None of the information may be reproduced or disclosed under any circumstances except with the company’s consent. The information shall not be disclosed to any third party without the consent of the company except as may be (I) reasonably required to consummate the transactions contemplated hereby or (II) required by law. The information does not constitute an offer of any kind whatsoever nor a solicitation of interest in any securities offering. Any offer, contract, agreement, or binding understanding will only be valid subject to the satisfactory completion of due diligence by the parties and delivery of an approved, executed promissory note, real estate mortgage, loan agreement, and related documents. If any federal, state, or local tax savings, legal benefits, or investment opportunities are reflected in the information, such outcomes should not be interpreted as any form of tax guidance, legal advice, or investment recommendations. These materials do not serve as an undertaking or commitment by the company to conduct any business with the recipient. Engaging in real estate investment, lending money to third parties, and/or owning or operating real estate is speculative and may not yield any favorable financial outcome. The recipients must rely on their own examination of the information, the company, the borrowers, or any potential transaction, including the merits and risks involved. To the extent the information includes “forward-looking statements and projections,” such statements and projections are based on certain assumptions that may or may not materialize. There are no assurances that any of the information will reflect the actual results ultimately achieved.